Medicare is confusing. Having someone in your corner shouldn't be.
I'm Constance — a local, independent licensed insurance agent specializing in Medicare products, who walks you through your options in plain English, compares plans side by side, and helps you choose with confidence. Always free, never pushy.
Wherever you are with Medicare, you don't have to figure it out alone.
Turning 65 & new to Medicare
First time enrolling? I'll explain your deadlines and how each part fits together.
Already enrolled & shopping
Plans change every year. I'll review yours and check whether a better fit exists.
Medicare & Medicaid (dual)
If you qualify for both, there may be plans and savings built just for you.
Helping a parent
Caring for mom or dad? I'll work with your whole family on the decision.
Every part of Medicare, under one trusted roof.
Because I'm independent, I'm not here to sell one company's product. I compare what's available and recommend what actually fits your doctors, medications, and budget.
Start with a free review →Medicare Advantage (Part C)
All-in-one plans that often bundle medical, drug, dental, and vision coverage — sometimes with a $0 premium. I'll check that your doctors and prescriptions are covered first.
Medicare Supplement (Medigap)
Pairs with Original Medicare to cover much of what it leaves behind — deductibles, copays, and coinsurance — so your costs are predictable and you keep your choice of doctors.
Prescription drug plans (Part D)
I'll run your exact medication list against available drug plans to find the lowest total yearly cost — and help you avoid the late-enrollment penalty.
A neighbor who happens to know Medicare inside and out.
As a licensed insurance agent serving Charlotte and surrounding communities, I am passionate about helping individuals understand their Medicare and insurance options. I believe in educating clients, answering questions in plain language, and providing year-round support.
Whether you're turning 65, retiring, or reviewing your current coverage, I'm committed to helping you find solutions that meet your healthcare and financial goals.
NPN 19176084
Accident & Health, Med Supp / LTC, Life
Charlotte & surrounding NC communities
Three simple steps. No pressure, ever.
We talk — free
A relaxed call or visit. You tell me about your doctors, medications, and what matters to you.
I compare your options
I line up the plans available to you side by side and show you the real costs — in plain language.
You choose with confidence
Enroll when you're ready — and I stay your point of contact for as long as you have the plan.
Feedback from Medicare callers and teammates.
A Medicare caller said Constance was "absolutely fantastic" and praised her Medicare knowledge — prompt, patient, and a wonderful addition to the team.
"For always providing support and positivity. You are such a valuable member of our team. I appreciate all you do!"
"Thank you for being a rockstar! Hope you have a smooth AEP! Rock on!" — recognized during a busy Annual Enrollment Period.
Let's find the plan that fits your life.
Book a free, no-obligation consultation with Constance. Call or text anytime — a real person answers.